Capital One Credit Cards – The Best Capital One Cards In Review-xingbayounichunnuanhuakai

Finance For more than two decades, Capital One has provided lines of credit to millions of consumers. Originally started in 1988, this Virginia-based .pany specializes in credit cards and other financial services. And it offers cards for consumers on all different levels, from fair credit to those looking for platinum benefits. Here’s a closer look at three of the cards Capital One offers. Capital One Classic Platinum This card is a solid choice if you are looking for platinum benefits. Some of the features of the Capital One Classic Platinum include 24-hour roadside assistance and travel insurance. You’ll also receive extended warranties and other platinum services. This card .es with a 0% APR period. It also provides customers with fraud coverage, so if your card it lost or stolen, you won’t be held accountable for it. This card does .e with an annual fee and relatively high regular interest rate, so you’ll want to make sure it’s a good fit for you before applying. Capital One No Hassle Cash Rewards As its name implies, this card from Capital One features an easy-to-use rewards program. It is based on the idea of offering everyday consumers a chance to earn some cash back. Only average credit is required for the card. This card pays 1% cash back on every dollar that you spend. Unlike other cash back programs, which give 1% back only after you spend a few thousand dollars, this one gives you the full reward right away. You can receive your money back as soon as you earn it. To do this, you’ll need to request a check or credit to your statement. After you’ve had the card for a year, you’ll also receive a 25% bonus on all of the cash you earned during the previous twelve months. So if you’ve earned $100 in cash back, you’ll get an extra bonus of $25. Capital One Standard Platinum for Students Students often need credit cards, and this one is built to help with college needs. Those with a limited credit history will be able to get approved for it. The card offers 0% interest until February 2009, which means that students can use it toward school supplies and then pay off the balance before the interest rate sets in. The regular interest rate for this card is quite high, so students will want to make every effort to pay off the balance each month. There is no annual fee, and no fee for balance transfers with the card. Additionally, students can shop at the online Capital One Saving Zone. If they make purchases with the card, they’ll save up to 40% off on various items. This card also includes platinum perks, such as insurance on rental cars and accidents. Customers can choose to have the card design customized to fit their personality. These cards can be found online at various web sites. To apply for one online, simply follow the application process. It only takes a few minutes, and once you’re approved, the card will be sent to you in the mail. By managing your credit wisely, you can take advantage of Capital One credit cards. About the Author: 相关的主题文章: